Random thoughts and stuff. Anything goes in here.

Friday, December 05, 2014

The Latte Factor

Friday, December 05, 2014 Posted by Carlo Borja , ,


It's Christmas season here in the Philippines and Starbucks is back with its limited edition planners. People are on a frenzy collecting stickers from their Starbucks drinks just to get that planner.

I am one of those people. I am an avid coffee drinker as some of you may know.

However, as I was reading Fitz Villafuerte's blog on "Why Pinoys Spend So Much To Get The Starbucks Planner That They’ll Never Use Anyway," I learned of the Latte Factor and how it is actually affecting me in a way.

The Latte Factor is a term popularized by David Bach which symbolizes the high cost of small, periodic spending. For instance, you spend 150 pesos for a coffee in Starbucks. That may seem like an average expense. But, if you drink coffee at Starbucks once a week then you are actually spending 7,800 pesos for coffee every year!

Isn't that shocking? That is a lot of money for coffee. And, I am guilty of this.

If you come to think about that, that money could have gone elsewhere. Maybe into a savings account or better yet into a good investment. And now you are still wondering why it is so hard to save money? The latte factor might be the culprit.

When I reviewed my expenses, I guess I definitely would need to cut down on some things which are not really that necessary.

For instance, right now I am actually thinking twice if I would still continue my Spotify subscription. That actually costs me around 130 pesos per month. The "music lover" in me is definitely against canceling it. But, 1,560 pesos per year is already a good amount of money to save.

Oh well. Now that 2014 is about to end, maybe it is time to reconsider my priorities. It's time I save up (or invest) for the future and not just waste my money on things that I really would not need. Maybe you should too.

Thank you Sir Fitz for your financial wisdom. It is something we all need.


And oh by the way... I just got my Starbucks Planner for this year. I've been racking up on stickers before I've known The Latte Factor. So yeah. Next year might be a different story. :)

My girlfriend loves planners anyway. She can put this to good use.


(Image Source: photographyblogger.net)

Wednesday, October 29, 2014

OK Go's Creativity Is Mindblowing

Wednesday, October 29, 2014 Posted by Carlo Borja


I don't know about you. But, for me gone are the days when music videos matter a lot to people.

Everyone loved watching MTV before. Today, people consume media on demand and the interest for music videos drastically went down.

Hence, the reason why so many artists tend to make flashy, unique and even controversial music videos. They are competing for our attention. (I'm thinking about the likes of Lady Gaga and Miley Cyrus)

Though I appreciate their creativity, you cannot beat pure ingenuity. That is where OK Go comes in. If I'm not mistaken, most if not all of their videos have a certain creative uniqueness in them. And, these videos blow all the other music videos away.

Here is their recent single "I Won't Let You Down."

It shows some cool new formations and amazing drone shots. But, wait till you see the last part. You will understand why I said OK Go's creativity is mindblowing.

Check it out for yourself here:

Tuesday, October 28, 2014

I wish I had the time to write down my thoughts

Tuesday, October 28, 2014 Posted by Carlo Borja


They say that writing your thoughts down is a great exercise. It could help you reflect and become more organized. It is even therapeutic for some!

Knowing that, I would definitely love to write a blog post every single day of my life. You know, just to write about a lot of mundane things in life.

The problem is I just can't seem to fit it in my daily schedule.

I wish I had the time to write down my thoughts. Like this one. I really love it when I get to do it. What happened to doing what I love?

I guess there are just some things in life that even though you love doing them, they just get buried down your priority list.

It's sad that writing gets buried down by some of my other important priorities. I know it doesn't have to be. But, for now there seems to be nothing I could do about it yet.

Maybe I just need more motivation to write. Or, maybe I need a better time management? Refocus my priorities?

I don't know.

If you have a better suggestion, let me know.

Sunday, September 21, 2014

animatedTabs Makes Distractions Fun

Sunday, September 21, 2014 Posted by Carlo Borja , ,
Do you do a lot of work on your computer?

Do you use Google Chrome?

Do you like to do a bit of procrastinating?

Do you find GIFs fun?

If you answered yes to all the questions above, then I'm sure you would love animatedTabs. It is a Google Chrome extension that gives you a "new GIF on every tab."


Opening a Google Chrome tab will give you a random GIF extracted from Reddit. Most of them are hilarious! Some are really fascinating. I remember a lot of times I just stare at the GIF on that new tab and I totally forget what link I was trying to open.

It is quite a time waster. But, it keeps me sane while working. Who doesn't like a bit of fun distraction anyway? :)

If you would like to test it out, you can check animatedTabs on this link to the Chrome Web Store.

Here are some of the fun GIFs I've saved.






Go check it out. Have fun opening new tabs!



Thursday, September 18, 2014

Do You Invest In Yourself?

Thursday, September 18, 2014 Posted by Carlo Borja , ,
When you hear about investments, what usually comes to mind? Money? Stocks? Business?

Well, they all certainly are investments. But, there is one investment I recently made that is quite different from them. It's an investment for myself. 

I just bought a new pair of eyeglasses.

In case you don't know, I have astigmatism. Only my doctor can explain what that really means and what that does to my eyes (LOL). All I know is I am nearsighted and I hate that slight blur with my vision.

I've been wearing glasses for around 5 years now. But, this is the first one to have a plastic frame. It's not your usual plastic frame though. It's really light at 6 grams and you can bend and stress it. Plus, it's quite fashionable compared to my old one. *wink*

This investment took quite a significant amount of my savings. But, I guess it's worth it.

My eyes are definitely important to me. I even got this one with multi-coated lenses to protect my eyes from the stress of looking at computer screens for 15 hours a day.

Bottom line, I am really happy with the investment I made for myself.

How about you? Do you invest in yourself?

Friday, September 12, 2014

My Google Community Summit Experience

Friday, September 12, 2014 Posted by Carlo Borja , ,

I was fortunate enough to represent GBG Cagayan de Oro during the Google Community Summit Asia 2014. It was held in Sri Lanka and it was absolutely an amazing experience.

It was my first time to attend a summit this huge. There are many stories and memories that I could share. But, I can summarize them into these three.

Connecting with other managers


   

   

The summit was attended by the GBG and GDG managers of Asia. There were also Google Developer Experts. Not only did I get to connect and know some of them, I also had a multi-cultural experience. It was amazing. Talking to these people with different cultures widened my knowledge of the world.

Empowered and inspired


   

The summit was filled with keynotes, conferences, discussions and brainstorming. There was an overflow of brilliant ideas and I was there consuming every bit of knowledge I could get. I definitely learned a lot of things and I am very excited to share them with our local business community here in Cagayan de Oro.

A mini vacation


   

   

Aside from attending the summit, we were able to take some sidetrips in Bangkok (Thailand) and Colombo (Sri Lanka). These sidetrips only lasted for a few hours. But, they were absolutely enough to make this whole experience worthwhile.


I would like to thank my community manager, Jon for giving me this opportunity to represent our community in an Asian Summit. In case you do not know, I am the co-manager of the Google Business Group here in Cagayan de Oro, Philippines.

Also, props to Google for organizing events like this. It definitely empowers the awesome communities that they have already built.

This was definitely an experience I will never forget.

Tuesday, August 19, 2014

This Domain Name is 2 Years Old

Tuesday, August 19, 2014 Posted by Carlo Borja ,


I just renewed my domain name subscription for another year.

I have been blogging since 2007. But, it was only in 2012 that I decided to get my own domain name. Thus, carloborja.com was born.

In case you'd like to know, Namecheap was my registrar of choice. It's affordable and pretty easy to setup. I never had any major problems since then.

This blog has always been a 'personal' blog. I never once thought of monetizing it or using it as a source of income.

I registered the domain name to have my own personal space on the Internet. This may be just a small space. But, these are my thoughts, observations, reviews and ideas. And, they're pretty important to me.

Today, I'm celebrating 2 years of that personal online space. Nothing will change. If you have been following this blog, continue to expect a glimpse of my own personal life and random thoughts.

If you do have comments and suggestions for this blog, please don't hesitate to put it in the comments section below. Or, you can email me directly.

Thank you! Cheers to more years of blogging.


Photo Credit: "Anwaar via Compfight cc

Thursday, August 14, 2014

Blessings In Disguise

Thursday, August 14, 2014 Posted by Carlo Borja ,
At least at one point in our lives we all experienced bad things that turned out to be good in the end. These are what we call blessings in disguise.

We cannot really understand their importance and value right at the moment. But, if we connect the dots later on we will understand that everything just happened at the right place and the right time -- whether they were negative and positive ones.

I believe life is in itself the biggest blessing that we have and it is also in disguise.

Life does have a negative ring to most of us. Life is bad. Life sucks. It sucks to be alive. We barely get by through life.

You might be going through a very difficult situation right now. You are probably experiencing life at its worst. Don't worry. The disguise is temporary.

Believe me. It gets better and better every single day that you hold on and have hope.

Life is a blessing. Enjoy it.